Basically
he didn't even try to win until the second half of the fight
but by then, Teofimo already had all the first half of the fight in the bag due to activity alone
seriously wtf was Loma's thinking, you don't come to a fight expecting to win without throwing punches, he looked worse than Broner out there! This is not Loma. This is not what he does.
and he wasn't scared of Lopez's power either, don't give me that crap. Remember when Walters was the most feared puncher in the division and how Loma made him quit? and on top of that, Teofimo didn't land any bombs on Loma in the early rounds, he was never dropped or hurt, and he only got momentarily stunned once in the 12th, when he was (finally) swinging for the fences.
Aside from some body punches, Lopez barely landed anything clean in the early rounds! so how could Loma be "scurred" of Teofimo's power? Loma was blocking and deflecting most of the punches but wasn't throwing anything in return! It was inactivity that made Loma lose those rounds, not Lopez's skills
It should be clear for everyone that Loma wasn't mentally focused for this fight. This reminded me of Wlad vs Fury... dude was mentally out of there, we learned later on that Klitschko was distracted because of his crazy wife with post partum depression, with his marriage breaking apart, he didn't truly care about winning the fight until it was too late
Probably something similar happened to Loma here, he might be dealing with personal problems, probably his wife is a ***** too, or unfaithful, or who knows... women have been the downfall of men since ever..I don't know, but this isn't the Loma we all know, this was a mentally defeated man, who had already lost the fight before stepping into the ring. Yeah, he tried to react in the later rounds (just like Wlad vs Fury) but by then, it was too late
A focused, hungry Loma beats Lopez any day of the week and twice on sunday