Yeah, it is both exercise and diet. Both are equally important. If you eat too much or not the right thing you will be gaining more weight than you're burning off with your exercise so you have to eat correctly.
You also have to burn more energy than you take in though otherwise you won't actually lose fat and you won't tighten up. So, in short, lots of exercise and eat small, healthy meals five or six times a day.
The other thing many people don't take into account is the type of training. You have to do lots of cardio, fat burning stuff. If you just do some weights and then lots of sit-ups etc, you will probably end up looking thicker than before and still not trim and cut. You have to burn all of your excess fat so that your stomach muscle actually shows through the skin instead of having a solid six pack but it being hidden underneath the layer of fat.
This is something that many people forget to take into account. You must do lots of cardio to burn more energy/fat than you take in each day. You also have to eat correctly so that the process works properly.
More like 95% diet and cardio. If your diet and cardio allows you to have low enough body fat you WILL have cut abs. The quality and size of the abs as well as the amount of body fat through which ur abs show will be determined by genetics and how well you train them.
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