Do you guys have good credit?

[[ DUBBZZ ]]

Thats how it works. Alot of accounts with Consistent on-time payments. I used to work for Trans Union (one of the other 2) and my ex wife worked at Experian.

Fyi, credits scores are figured out through an algorithm that no one at the company understands. I've never seen a "perfect score".

[[ DUBBZZ ]]

My mom used my name to get a credit card when I was like 8 and never paid it..

So no, I don't have good credit.

Saw that a lot.

Should be clear by now. Inactive accnts come off after 7 yrs.

[T.Horton]

Saw that a lot.

Should be clear by now. Inactive accnts come off after 7 yrs.

It's this rule that saved my ass otherwise I would still be paying for beer I drank in 1999.

[-Kev-]

Saw that a lot.

Should be clear by now. Inactive accnts come off after 7 yrs.

What profession is it that you do, accountant, financial adviser?

[[ DUBBZZ ]]

What profession is it that you do, accountant, financial adviser?

Mtg broker but when I was in college, I used work at their call center. Paid well and learned alot about the industry.

They also hired a lot of hot chicks so that was a bonus.

[chico 305]

My mom used my name to get a credit card when I was like 8 and never paid it..

So no, I don't have good credit.

Hahahaha I feel u

[Always]

Low to Mid 700s.......

[-Mustang-]

You're kidding?

nope ... I've heard of some of my friends telling me that their families would open accounts (like Cable or Cell phones) under their names when they were young and ruining credit scores, Personally for me I made the mistake of helping my family out early on and getting it kinda messed up, but I straightened it all out after I finished college and my score is pretty good now

[-Kev-]

Mtg broker but when I was in college, I used work at their call center. Paid well and learned alot about the industry.

They also hired a lot of hot chicks so that was a bonus.

I need to get my credit up.

[AndNewChampion]

Credit card use is the best thing to help. It gives them a history and they judge you on that. It's better than not having any information about you...