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Old 05-20-2019, 12:11 AM #51
Curtis Harper Curtis Harper is offline
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TS, check your source. Financially reckless would be more on point.
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Old 05-20-2019, 12:15 AM #52
man down man down is online now
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**** is crazy. I own my boat and cars. That said I know guys that pay 80k for a bass boat and 70k for a truck to pull it. This is all on payments!!! Wtf are these people thinking??? 800.00 a month payment for the truck for 5 years. 500.00 a month for 20 years.
These people are freaking nuts. It's the same with cars these days. They all have to have the best but can't afford it. Could have driven a Altima but naw they gotta roll a BMW or something. Then people are shocked that these stats came out? I don't get it, people are living beyond their means.
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Old 05-20-2019, 08:32 AM #53
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Siablo gave me a similar condescending remark when I mentioned I graduated cum laude

Welcome to the club
Lmaooooooooooo
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Old 05-20-2019, 08:57 AM #54
snoopy360 snoopy360 is offline
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Just paid off 2 cars. Best feeling in the world. Especially since they are pretty new. 2019 4 Runner and a 2017 Honda civic. I swear I felt 50lbs lighter walking back from the post office.
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Old 05-20-2019, 05:42 PM #55
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Originally Posted by snoopy360 View Post
Just paid off 2 cars. Best feeling in the world. Especially since they are pretty new. 2019 4 Runner and a 2017 Honda civic. I swear I felt 50lbs lighter walking back from the post office.
Good job bruvva
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Old 05-23-2019, 12:33 PM #56
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Originally Posted by siablo14 View Post
JimRaynor, do you find yourself in this position?

Also, i thought folks were doing better compared to decades ago?
No I am not one of them, and 7 million out of a 160 million workforce is not a big number, about 4.5% of the work force, which means the other 95.5% don't have that problem.
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Old 05-23-2019, 01:18 PM #57
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Loans are not bad in of themselves. Individuals, businesses, governments, nonprofits and other institutions obtain loans, because it affords them some financial flexibility or 'financial leverage.'

I bought a $335K condo about 7 years ago with a decent size down payment. I wouldn't have been able to afford it without incurring debt. I was able to secure a decent interest rate because I have good credit. I established good credit by using credit cards and paying back a car loan.


Paying outright for everything does not always make the most financial sense.
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Old 05-23-2019, 01:45 PM #58
bigjavi973 bigjavi973 is offline
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never invest in something that degrades in value the very second you buy it
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Old 05-23-2019, 01:48 PM #59
bigjavi973 bigjavi973 is offline
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The navy sent me to the medical facility in Massachusetts. I passed all the test. I just need an medical release form for my feet. I take the navy officer test in two weeks.
thats wassup congrats when you go dont forget about us here
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Old 05-23-2019, 01:50 PM #60
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never invest in something that degrades in value the very second you buy it
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