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Is anyone here good at budgeting/saving money?

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  • Is anyone here good at budgeting/saving money?

    Money is my biggest weakness, im bloody terrible with it.

    I get paid a decent amount, my rent is cheap, I should be able to save almost half my wages realistically, but yet i'm starting to get into an unpleasant amount of debt. I just don't know where the money goes.

  • #2
    what habbits do you have apart from posting on boxingscene lol (serious question)

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    • #3
      Originally posted by HUGH JASS View Post
      what habbits do you have apart from posting on boxingscene lol (serious question)
      going out drinking and that.

      I could stop that i suppose

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      • #4
        same. terrible, terrible, terrible. most of the time i leave whatever cards in the possession of my lady.

        one thing; don't ask terrel for any money. he'll just use the silly excuse that he's saving for his kids.

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        • #5
          Originally posted by Earl Hickey View Post
          going out drinking and that.

          I could stop that i suppose
          no man should ever stop that lol , are you one of those guys that has to buy everything that comes out? i limit myself to a certain amount each week even more so now that my uncle has no work on for about 2 weeks,try putting a % of your pay to one side or better just put it in an isa account.

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          • #6
            God help me if i am at wal-mart or target with my kid. she can talk me into anything.

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            • #7
              Saving money is a terrible idea. Buy things. Lots of things.

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              • #8
                if it wasn't for my woman i would be rich

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                • #9
                  I am real good at saving money.I hit Sainsburys at 7 O Clock when they are reducing the food. I go twice a week spend no more than £8 a time and get around Retail price of £80 of food each time. It goes straight in the freezer. I go to the boot sales every Sunday and if you are prepared to wait a bit what you want always turns up. I buy things cheap at the bootsale and sell it on Ebay and that pays for my rent and petrol for the week.
                  I don't have a credit card and don't want one. When you spend cash you notice the wad go down so it keeps you in check. When I go away I am looking for cheap tickets and buy my clothes in the States and wait until there are bargain deals.
                  A couple of years ago the Sainsbury's check out girl set up at a bootsale selling her items and spotted me and said "Look it is bargain man". I have have got to the point where I just can not waste money ,it makes me feel ill.

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                  • #10
                    Originally posted by Prince Mongo View Post
                    I am real good at saving money.I hit Sainsburys at 7 O Clock when they are reducing the food. I go twice a week spend no more than £8 a time and get around Retail price of £80 of food each time. It goes straight in the freezer. I go to the boot sales every Sunday and if you are prepared to wait a bit what you want always turns up. I buy things cheap at the bootsale and sell it on Ebay and that pays for my rent and petrol for the week.
                    I don't have a credit card and don't want one. When you spend cash you notice the wad go down so it keeps you in check. When I go away I am looking for cheap tickets and buy my clothes in the States and wait until there are bargain deals.
                    A couple of years ago the Sainsbury's check out girl set up at a bootsale selling her items and spotted me and said "Look it is bargain man". I have have got to the point where I just can not waste money ,it makes me feel ill.
                    The downside is the girls at sainsurys call you bargain man

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