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Old 06-18-2019, 02:26 PM #11
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Originally Posted by TheGR8TESTOAT View Post
I pay all my bills online so I need a good bank that can easily handle all that and I travel 24/7 for work they be sending me everywhere so I need a bank that has branches and atms everywhere I go.
cant you just setup autopay on your providers (those that bill you) end and give them a CC# to withdrawl from monthly? its how I have my auto pay system setup. I dotn relay on the bank for nothing but to keep my money handy for when I need it.
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Old 06-18-2019, 02:27 PM #12
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What type of checking account do you have with Chase that you have to have $75k on it in order to be free? Is it like a super premium one?

I donít like Chase because their interest is terrible. I use their checking account but iím about to use Ally cause I got a savings account with them already.
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Old 06-18-2019, 02:33 PM #13
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Originally Posted by .!WAR RUIZ!. View Post
cant you just setup autopay on your providers (those that bill you) end and give them a CC# to withdrawl from monthly? its how I have my auto pay system setup. I dotn relay on the bank for nothing but to keep my money handy for when I need it.
Yeah problem is a few of the bills require a compliant bank to do autopay and dont allow credit cards. so like out of 8 bills I pay all with autopay 3 of them require a bank to do autopay not a credit card.

and again more so im always in hotels in different cities for work so I need a nationwide bank with branches and atms everywhere since im always traveling for work.
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Old 06-18-2019, 02:36 PM #14
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Originally Posted by -Kev- View Post
What type of checking account do you have with Chase that you have to have $75k on it in order to be free? Is it like a super premium one?

I donít like Chase because their interest is terrible. I use their checking account but iím about to use Ally cause I got a savings account with them already.
its some premium elite one. I think the names now like sapphire?

Crazy thing was I never went below 75K even when I got close to it I'd hover above the 75K mark until just now. But I had to help my moms out and me and my lady are doing a ton of new business projects and me and the fellas doing the big guys trip this summer so no way im be above that 75K mark until like next march again lol.
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Old 06-18-2019, 02:40 PM #15
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Originally Posted by TheGR8TESTOAT View Post
its some premium elite one. I think the names now like sapphire?

Crazy thing was I never went below 75K even when I got close to it I'd hover above the 75K mark until just now. But I had to help my moms out and me and my lady are doing a ton of new business projects and me and the fellas doing the big guys trip this summer so no way im be above that 75K mark until like next march again lol.
Okay, I got the cheapest one. I’m not balling like that. Although I do have a little something saved up in my Ally bank account. I’m about to cut my chase account loose cause it’s not doing anything for me anymore. It’s an alright bank because it’s well known and all though.
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Old 06-18-2019, 02:41 PM #16
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yeah bro more and more we looking into credit unions for this very reason. only problem tho is I travel 24/7 for work so I need a good bank that has atms everywhere it sucks!
No fees at any credit union even if its not yours. We've used ours for about 20 years or so.
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Old 06-18-2019, 02:45 PM #17
TheGR8TESTOAT TheGR8TESTOAT is offline
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Okay, I got the cheapest one. Iím not balling like that. Although I do have a little something saved up in my Ally bank account. Iím about to cut my chase account loose cause itís not doing anything for me anymore. Itís an alright bank because itís well known and all though.
LOL im not ballin well not anymore this account was opened when I was a GM making 6figs and bonuses and the banker at the time tricked me when I asked him point blank what's the minimum he said dont worry about it. im not making 6 figs anymore nor would I really want to if it required me the same level of stress and BS I had to endure for all those years.

The banker should have been honest and said theres a minimum of 75K.
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Old 06-18-2019, 03:08 PM #18
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yeah but I hate having to pay for something that I had for free for like the last 10 years.

the banker F"d me too I asked him clearly is there a minimum balance I need to avoid any fees he said don't worry about it there's no set limit, come to find out its 75K! Ive just been spending a lot of money helping my moms out and me and my lady are starting some new business projects so I went under 75K for the first time since and saw the $25 charge like WTF?
It wasnít free all those years. Chase has been making a ton of money off you all those years. They make money in yiur deposits. Why the hell you have 75k in a bank is beyond me. To each his own I guess. Once it went below their threshold they want to charge. And they still are making money hands over fist on the 60k you still have in there.

Get yiur gotdamn money out of the bank and put it in good mutual funds so now you can make money off your own money, instead of the bank.
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Old 06-18-2019, 03:49 PM #19
TheGR8TESTOAT TheGR8TESTOAT is offline
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It wasnít free all those years. Chase has been making a ton of money off you all those years. They make money in yiur deposits. Why the hell you have 75k in a bank is beyond me. To each his own I guess. Once it went below their threshold they want to charge. And they still are making money hands over fist on the 60k you still have in there.

Get yiur gotdamn money out of the bank and put it in good mutual funds so now you can make money off your own money, instead of the bank.
this is just my checking bro again I need a good nationwide bank for when I travel 24/7. I have separate savings with more money in smaller banks with better percentages of course.

problem is we wine and dine clients to close the deals for their accounts. majority of the time I can just charge it but believe it or not we end up at cash only spots a lot too or a sketchy but tasty mom and pop joint that they select to eat at which is why I need cash every where I go just in case.

but you are right the only reason why I had so much money in here is cause my former employer had a partnership with chase and direct deposit with them and I've been paying all my bills online with them for like 12 years now.
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Old 06-18-2019, 04:12 PM #20
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this is just my checking bro again I need a good nationwide bank for when I travel 24/7. I have separate savings with more money in smaller banks with better percentages of course.

problem is we wine and dine clients to close the deals for their accounts. majority of the time I can just charge it but believe it or not we end up at cash only spots a lot too or a sketchy but tasty mom and pop joint that they select to eat at which is why I need cash every where I go just in case.

but you are right the only reason why I had so much money in here is cause my former employer had a partnership with chase and direct deposit with them and I've been paying all my bills online with them for like 12 years now.
75k to cover bills. big house? lol

Yea I use banks to online pay bills. That's it. I keep maybe 500 over my bills to cover incidentals. The rest of my money goes into mutual funds and beyond that it all gets spent.

Cash is king. I don't leave home without it.
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