Eubank was undefeated coming into the first fight and Collins clearly out-boxed him. Not to mention he dominated him in the second.
A fight with Benn offered him a huge payday and it was the biggest fight in the division, at the time, other than Jones (who Benn couldn't get a fight with).
He never ducked Graham, because Graham was never in any position to fight for the title, while Collins was champion. The only time Graham became relevant in the super middleweight division was when he beat an undefeated Chris Johnson and that was a week after Collins' last fight.
A few years after Collins retired, he was getting ready to have a comeback fight against Calzaghe but fainted while sparring in the gym. The doctors advised him to hang up the gloves for good and he did.
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