Some **** crashed into and totaled my Car

[-The Glove-]

check the market value of your car on http://www.kbb.com/ this is what most insurance companies go by. no matter how much you pay for insurance, it all boils down to how old and shit your car is.

3600 for a '96 Honda...not bad. I only bought it for $2800

[Russian Crushin]

check the market value of your car on http://www.kbb.com/ this is what most insurance companies go by. no matter how much you pay for insurance, it all boils down to how old and shit your car is.

It also depends on how much of a risk factor you are

I was paying more per year then my car was actually worth

[John Barron]

It also depends on how much of a risk factor you are

I was paying more per year then my car was actually worth

really? i don't think an insurance company includes that in determining the price of your car when you total it. they give you the check based on what condition (before the accident), what year the car is, and how much they go for in your surrounding area. as a rule of thumb, the most you'll probably get from a 10 year old car is 5k or below.

3600 for a '96 Honda...not bad. I only bought it for $2800

that's a come up lol. is it stock or did you mod anything? if you did, i'd take em off asap.

[John Barron]

I've never gone through insurance because living in NYC the rates are skyhigh

I think i was paying like $3000 a year because of a few tickets. And an accident will only push it higher

even if you aren't at fault? who's your insurance company? bunch of nazis.

[-The Glove-]

really? i don't think an insurance company includes that in determining the price of your car when you total it. they give you the check based on what condition (before the accident), what year the car is, and how much they go for in your surrounding area. as a rule of thumb, the most you'll probably get from a 10 year old car is 5k or below.


that's a come up lol. is it stock or did you mod anything? if you did, i'd take em off asap.

Nah it's all stock. I might be Asian but I'm not much of a racer lol. Ima use this money to work on my Subie tho. Now that, I will mod.

[Russian Crushin]

really? i don't think an insurance company includes that in determining the price of your car when you total it. they give you the check based on what condition (before the accident), what year the car is, and how much they go for in your surrounding area. as a rule of thumb, the most you'll probably get from a 10 year old car is 5k or below.

Well insurance is basically a liability factor. If i had report all 4 accidents, then i would have most likely been dropped from the insurance completely. The reason Insurance in NYC is probably like 5X the national average is because theres a bigger chance you will get into an accident here

even if you aren't at fault? who's your insurance company? bunch of nazis.

Yes they will raise my rates, because i have proved that i am a bigger liability. Same thing happens when you get points on your licence, you have now proved to be a higher liability and so they will raise your rates

[-Jay-]

But the Toyota has been nothing but great to me and was even drivable after that crash if not for the leaking feul

As an ex-mechanic I can tell you Toyota make awesome cars. Great on gas and reliable as hell, anyone who argues that is a fool.

[Russian Crushin]

As an ex-mechanic I can tell you Toyota make awesome cars. Great on gas and reliable as hell, anyone who argues that is a fool.

I completely agree

My mechanic told me not to get a Toyota because i would never see him again