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I don't have a bank account right now, and I want to open one up soon. I owe a huge hospital bill (50k +), and it went to collections. Obviously that's gonna be horrible for my credit report. Would I still be able to open a simple checking account for direct deposit for my job?
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You can for sure get a virtual one with Netspend, they send you debit/credit cards too for the account.....no dealing with idiots at the bank and you can dodge your debt as long as possible. -
Do collection agencies have the power to get your bank savings or put it on hold? I thought if you ignore them, they would just report it to credit agency and mess up your credit score.Comment
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No only if you owe the government where they can freeze your accountOriginally posted by Butler View PostComment
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Pretty sure they have to offer you at least the basic account.Comment
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Of course you can open a bank account. Whether the debt collector has the right or ability to seize or garnish funds or wages depends on where you live. Read this...
http://www.consumerfinance.gov/askcf...-my-wages.html
and also this to avoid having your bank account seized or frozen.
http://www.nolo.com/legal-encycloped...-accounts.htmlLast edited by jaded; 03-04-2015, 10:45 PM.Comment
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Depends on the loan officer.
It's their ass....they approve or not. Some don't give a damn cuz......it's a trash min wage job wearing a suit.
I wouldn't give a f.uck.
Never pay again for live sex! | Hot girls doing naughty stuff for free! | Chat for free!Last edited by Run; 03-04-2015, 10:57 PM.Comment
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Forget the bank unless you make 100k+ a year.
Put your money in a safe...or buy annuity.
Hell. Stuff your mattress with cash.
Never pay again for live sex! | Hot girls doing naughty stuff for free! | Chat for free!Comment
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Yea you can. They might garnish your wages though. Not sure. Only reason you wouldn't be able to open a checking is if you had a prior checking close due to overdraft/acct abuse or fraudComment
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Yes u can open a bank accountComment
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