I need 230,000. Im good for it. I want to buy a house. Hook me up.

Done

YAY!

Hey Justin. You going down for the fights?

Why do you want a home...You'll have to cut the grass and change filters in the furnace and clean out the garage once a year

*shows penis*

Ill loan you that

Hire people to do the other **** and just keep your garage clean....

i need one. apartments lick ass. and now i can afford it. And yeah kaps, ill be down there almost 100% sure, going to drive down friday night though so wont be there till midnight.

Originally posted by juzre
i need one. apartments lick ass. and now i can afford it. And yeah kaps, ill be down there almost 100% sure, going to drive down friday night though so wont be there till midnight.

I'll keep your side of the bed warm

you are sweet.

processors don't make loans. what's your gross income juz?

40 k, i know im SOL according to most i dont make enough, but i was planning on renting out a room to cover the cost.

i'm leaving the office right now but we'll break it down once i get home so hang tight.

cool, thanks bro.

you have to have rental history for awhile for it to count as income. you can, however, use stated wages to qualify as long as your credit's good.

4years of college rent is all i have on rental history, my credit is pretty good, ill just apply and see what happens, the amount i get determines where i live

no but what i'm saying is that if you want YOUR potential tenants rents to count towards income for YOU then they have to have been renting for awhile in that subject property. plus it has to be classified as more than one unit for rents to count.

3 major elements to an approved loan:
-credit
-down payment/equity
-income vs. bills and potential loan amount

a good way to prequalify yourself is to ask yourself where you stand in all 3 of those. if you're weak in one area then you better be strong in another.

yeah my bills and income is cool, and the down payment is coming, ill just have to wait a few months.