If so what is it and how much do you pay??

I'm going car shopping tomorrow and was just wondering and wanted an idea.

Let me know bitchez!!

The word on the street is Tuggs...well....

apparently, looking at the rates of interest you have to pay back -it is actually cheaper to get a bank loan and pay that back - rather than paying the car finance people.

not only this, but if you don't pay back the bank loan - they won't take the car off you after a few mis-payments... which the finance people will LOVE to do.

So my advice... get a bank loan, not a car finance agreement.

Tell me what car you want n ill fookin' nick it, Cause i love ya, Tugz.

Tell me what car you want n ill fookin' nick it, Cause i love ya, Tugz.

Can you get me a green K reg Ford Fiesta, with black tinted windows, sports seats, some 17 inch alloys, with gold hubcaps, an ancient Kenwood sound system, with a Nissan Skyline exhaust on the back, and two racing stripes across the front of the car, cheers :luvbed:.

Whats your budget?

What car ya gettin'?

Signed for this car this morning...

57reg silver Fiesta

http://images.2ndbyte.com/StockImages/FRGUK/Internet/I01/631885.jpg

http://images.2ndbyte.com/StockImages/FRGUK/Internet/I04/631885.jpg

http://images.2ndbyte.com/StockImages/FRGUK/Internet/I05/631885.jpg

http://images.2ndbyte.com/StockImages/FRGUK/Internet/I08/631885.jpg

So............. What dyas think?

My lover has a Diesel 08 Fiesta
Nice car

Why does'nt anyone walk these days
Lazy cunts, so they are

Why does'nt anyone walk these days
Lazy cunts, so they are

I've walked/ran everywhere for 22 years so figured i'd give myself a break.

The one I've just got is a 1.2 petrol. Only done 4000miles.

So............. What dyas think?
I've got a black Fiesta 1.6tdci on an 04 plate. It's a nice little car, I do about 20,000 miles a year and spend a long time on the M1 and it does fine. Great fuel economy too, which can only be a good thing in this day and age! A good choice, Tuggers, a good choice.

I hope you took Mickey's advice though Tuggz, the finance company will screw you so they will.

I hope you took Mickey's advice though Tuggz, the finance company will screw you so they will.

I got it on 0% finance mate so the price I seen is exactly what I pay.

Better than a loan.

I just bought an 05 BMW. I got a rate of 4.75% from my credit union and the payments are 400 a month......

I got it on 0% finance mate so the price I seen is exactly what I pay.

Better than a loan.

0% for how long though?

They use that as a lovely way of enticing you, hoping you don't read the small print, where it usually says that after a year it goes up to something rediculous like 10%.

I just bought an 05 BMW. I got a rate of 4.75% from my credit union and the payments are 400 a month......

I hope that's 4.75% AER or you have been MAJORLY screwed...

0% for how long though?

They use that as a lovely way of enticing you, hoping you don't read the small print, where it usually says that after a year it goes up to something rediculous like 10%.

For the full term! The Payments are fixed. No way they can go up or down.

For the full term! The Payments are fixed. No way they can go up or down.

Shit dude that's a good find you got there, well done.

Beats my Fiesta any day, P reg, 97 thousand on the clock, dents all over the ****ing shop, doesn't like revving past 3000 and I have to climb in through the passenger side because my door won't open, at all.

:banana:

Got it for free though, so I don't know what more I could expect.

:banana:

Shit dude that's a good find you got there, well done.

Beats my Fiesta any day, P reg, 97 thousand on the clock, dents all over the ****ing shop, doesn't like revving past 3000 and I have to climb in through the passenger side because my door won't open, at all.

:banana:

Hahaha! Yeah but I've now commited to pay £116 a month for the next five years.

Insurance is a ****ing killer. My first year is costing me £1300. Gutted.

Tuggers just flopped his cock out to the female car salesmen and he got a bad-ass deal.

The guys a ****ing hero.


haha, nice one Tuggs :)

Hahaha! Yeah but I've now commited to pay £116 a month for the next five years.

Insurance is a ****ing killer. My first year is costing me £1300. Gutted.

OUCH! Fook me on a 1.2?

I'm only 20 and I got a 1.4 that's costing me £900, also my first year.

Who did you go with Tuggz?

I went yesterday to finalise the deal and the salesman told me the finance APR was infact 4.9%, which means the monthly payments were £160 a month instead of the £120ish he told me they would be. So basically the cunt lied. I told him I didn't want it and left before I gave in to the urge to smash his ****ing head in.

OUCH! Fook me on a 1.2?

I'm only 20 and I got a 1.4 that's costing me £900, also my first year.

Who did you go with Tuggz?

Just looked on go compare mate and found the cheapest quote.

Is your £900 a year fully comp or 3rd party?

You should have got a big engine car they are always well cheap second hand i got my ZT for just £4,000, although i have found out why i spend £50 a week on petrol.